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Total Wealth Planner Weekly

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Steve Conley

Total Wealth Planner Weekly 31st July 2026

📬 This week’s Total Wealth Planner Weekly is out.

A common thread runs through this week’s stories:

Many systems designed to help people still depend upon people remaining confused, passive or permanently reliant on professional intermediaries.

But the alternative is not abandonment.

It is capability.


It is community.


It is access to trusted support when the decision becomes difficult. 🧭

This week’s newsletter explores:

🧊 The hidden truths beneath the financial-planning industry


🤖 Whether AI should manage more money—or help citizens manage more for themselves


🏦 The business model behind St. James’s Place advice


🌉 The transition from traditional advice to agency-centred planning


⚖️ What happens when institutional efficiency becomes a weaker measure of justice


💬 The launch of the Academy Community on WhatsApp


🚿 And what a hot shower can teach us about wealth, gratitude and perspective

A structurally untrustworthy system does not require us to distrust every person within it.

It requires us to understand the incentives, reduce unnecessary dependence and build alternatives that leave people more capable than they were before.

Read Total Wealth Planner Weekly | 31st July 2026 here:

👉 [ NEWSLETTER LINK]

Advice out. Agency in.


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