The Smarter Pathway
Future-proof your income with a Total Wealth Planner side-hustle — without leaving your current role
Build a second, future-resilient income stream alongside your existing work as a coach, adviser, planner, accountant, or finance professional.
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Train online, in your own time
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Operate outside regulatory quagmire
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Use a free plan that generates qualified support requests
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Earn £150–£250/hour when complexity requires human help
Book a free 15-minute clarity call.
If it’s not right for you, we’ll say so.
The Problem
Traditional revenue streams are under pressure.
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AI is doing more of the analysis. Clients are doing more themselves. Compliance is tightening. And many professionals feel they need a practical way to adapt — fast — without betting the house on a full career change.
Try It First — At No Cost
Before you invest in training, experience the process for yourself.
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Visit totalwealthplans.com and complete your own Free Total Wealth Plan.
It’s the same tool many professionals go on to use with clients — designed to help people clarify priorities, organise their financial life, and make confident decisions.
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You can also share it with friends or family and see how they respond.
Notice:
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how easy it is to use
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the quality of insights it generates
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the kinds of questions people ask afterwards
That real-world experience is the best way to understand how the model works in practice.
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Explore it. Test it. Then decide.
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If after trying it you feel this could be a valuable capability to add to your professional toolkit, you’ll know you’re moving forward based on evidence — not assumption.
The Smarter Solution
Add a parallel capability — don’t replace your career
The Smarter Pathway helps you build a Total Wealth Planner side-hustle that:
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fits around your current schedule
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gives you a modern, future-resistant planning skillset
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creates income opportunities without “selling”
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supports people in real life moments (stress, change, complexity)
How It Works
The 90/10 Model
Most people can self-direct with the free Total Wealth Plan.
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But when life gets complicated, some will want a human to help them think clearly and make confident decisions.
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9 in 10 complete their plan in DIY mode
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1 in 10 book a professional session when they need support
That’s where you come in.
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It’s a simple system:
Free plan → trust → support request → paid hourly session
What You Get
Total Wealth Planner Training + Accreditation (12-month access)
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£395 gives you 12 months “rental” access to the complete online training and accreditation programme.
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self-paced learning (no fixed timetable)
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work from anywhere
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practical tools you can use immediately
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a clear pathway to accreditation
Optional Academy Support Membership
If you want deeper support and a larger resource library:
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£24/month includes:
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ongoing Q&A support
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peer community access
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on-demand training library (hundreds of hours)
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continuing development resources
Earning Potential
Total Wealth Planning support is typically charged as hourly coaching.
Many practitioners charge:
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£150–£250 per hour
A few hours of client support can cover your investment quickly. After that, it’s margin — without needing to build a complex business infrastructure first.
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(Your pricing is always your choice.)
Who This Is For
You’ll likely be a strong fit if you already have skills in:
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coaching, guidance, mentoring
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financial planning, advice, wealth management
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accountancy, tax, consulting
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analytical work and decision support
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helping people through life transitions
Professional background is helpful — not required.
Why This Is “Smarter”
Most side-hustles fail because they demand:
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heavy setup
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marketing spend
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complex tech
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endless content creation
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long trust-building cycles
This pathway is different.
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You can start by using the free Total Wealth Plan yourself, then sharing it with friends and family to test demand and confidence.
What This Is Not
To keep this clean and trustworthy:
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This is not product selling
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This is not a “get rich quick” scheme
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This is not a promise of guaranteed leads or income
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This is not about taking over people’s finances
It’s a professional skillset + a practical model for offering paid support when people genuinely need it.
Your Next Step
Book a Free 15-Minute Clarity Call
If you’re considering this pathway, let’s make it simple.
In 15 minutes we’ll:
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understand your current role and goals
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check fit (skills, timeline, expectations)
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explain the model and options
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answer your questions directly
If it’s not right for you, we’ll say so.
FAQ
Do I need to quit my job?
No. This is designed to run alongside your current work.
How long does accreditation take?
You can move at your own pace. Many finish quickly; others spread it across months.
Do I need FCA authorisation?
This pathway is designed to operate outside FCA-regulated product advice. (You’ll still need to be clear about your scope and boundaries.)
Can I do this from anywhere?
Yes. Training is online, and client support can be delivered remotely.
What if I’m not sure yet?
That’s exactly what the 15-minute clarity call is for.