Become a Total Wealth Planner (TWP®)
Planning Before Product. Integrity Before Income.
The Academy of Life Planning is building a new profession — one that puts people, not products, at the centre. The title Total Wealth Planner (TWP®) is a mark of integrity, competence, and commitment. It tells clients you will stand with them before, during, and after their dealings with financial systems, empowering them with knowledge, resilience, and independence.
Unlike industry advisers tied to sales, TWPs focus on human capital, life goals, and holistic well-being. This is planning as it should be: transparent, ethical, and life-centred.
What is a Total Wealth Planner?
A TWP® goes beyond traditional financial advice:
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100% of total wealth planned, instead of the 1% that is retail financial products.
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No retail product sales, no commissions, no bias.
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Life-first planning: aligning finances with purpose, values, and ambitions.
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Empowerment over dependency: helping clients do it themselves, done with you, or through trusted retail product intermediaries when necessary.
TWPs guide clients through every season of life — career transitions, family changes, resilience in hardship, building security, and designing legacies.
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What Do You Need to Qualify as an TWP®?
To become an TWP®, you’ll need:
Why Choose the TWP® Accreditation?
TWP® status sets you apart:
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Differentiation – join a prestigious network at the forefront of total wealth planning.
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Specialised Knowledge – build technical and human capital skills beyond industry standards.
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Acknowledged Professionalism – TWP status offers parity with chartered peers while carving out a new path.
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Recognised Trust – consumers see TWP as a mark of quality, integrity, and independence.
Holding TWP® is more than a title. It’s a public commitment — to knowledge, to ethics, and to clients’ empowerment.
Regulatory Note: Total Wealth Planners
At AoLP, we provide generic advice — planning without retail investment product bias.
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Governed by UK consumer law (CMA), not the FCA.
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Planning 100% of your wealth, not just the 1% that you hold in retail investment products.
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We do not recommend or arrange specific retail investment products.
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Clients who need regulated retail investment product advice are referred to FCA licensed intermediaries.
This independence ensures our guidance is objective, transparent, and free from conflicts of interest.
A Higher Standard
TWP®s also embrace the Code of Chivalry:
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Service before self
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Courage in the face of resistance
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Integrity without compromise
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Guardianship of sovereignty
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Justice through advocacy
This is not just a professional pathway — it’s a pledge to raise standards, restore trust, and empower clients.
Join Our Community
Becoming a Total Wealth Planner is more than a career step — it’s joining a global movement to replace extraction with empowerment.
When you join, you gain:
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Access to a global peer network of ethical planners.
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Tools, training, and business-in-a-box resources.
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The credibility of the TWP® mark, recognised by clients and peers alike.
Start Your Journey Today
Your clients deserve more than sales.
They deserve a professional.
They deserve an TWP®.