We hope you, your family and friends are all keeping well and safe. We'd like to thank all NHS staff, teachers, Royal Mail staff, delivery drivers, refuse collection teams, supermarket staff, train and bus drivers, volunteers and all those who are working to help the nation. Let's all stay safe and one day this will all come to an end.

Now more than ever, please keep safe in these perilous times. Then ask, "How do I get things back to normal?" Do you even want to go back to 'normal life' after this? Or, is this global emergency giving you a chance to see things differently?

Maybe, we can't return to normal ... because the normal that we had was precisely the problem. Possibly we were taking more risk than we thought. Perhaps stepping off the treadmill has helped us to reflect. Potentially the way we spend our time and money could be a more powerful vote for the change we wish to see in the world.

What if you were to do things differently from now on?

We know the stress uncertainty creates and are open for business, taking on new clients and here to help you plan for greater security, freedom and a legacy.

"Great advice." "Have your life transformed." "That trusted relationship." "Life changing." "Really does add great value to real lives." - Money Marketing

Earnings stopping. Bills rising. Life savings falling. Hopes fading. - GET YOUR FREE GUIDE TO YOUR PLAN B

As the covid-19 pandemic continues to constrain 'normal life', it presents significant hardship to a growing number of people around the world who now face more month than money.

The news is unsettling as we enter unknown territory. We hope that conditions improve as quickly as possible. In the short-term, we brace ourselves for turbulence economically and prepare our mindset for the way things play out medically.

The global economic emergency disrupts money, the global medical emergency disrupts life. Which do our world leaders prioritise? Which do you prioritise?

Your Money or Your Life  

Our priorities are of course our family’s health and wellbeing. But by choosing health, are we choosing hardship? How might we best face the challenge?

In time, things will become clearer and society will be looking to get back to 'normal'. These unprecedented times may have shifted 'normal' irreversibly. In which case, you now have the time to reflect on whether to make a new plan.

Do we go back to PLAN A, or is it time for a PLAN B? 

At no time has life & money planning been more important. What you need is ...

... safe access from home to advice you can trust on how to review and rebalance your money and your life.

For crucial life and money decisions, you can’t just put choices on hold and do nothing. You have important selections to make. You need answers, right now. All of which means that life and money advice simply can't wait for these times to pass.

You need a solid PLAN B for your life; backed up by a revised financial plan for your money, an investment philosophy you believe in and an accessible and dependable financial adviser who has your best interests at heart.

Mingling with people may be out – at least for a while.  You needn’t face big decisions alone. Waiting until later is not always an option. Your life and money adviser should be here for you. Here to show you. Show you the steps you can take. The eight steps to build PLAN B. Right now. While you have time to reflect deeply on the world you want!

Delaying a life or money decision may have unforeseeable or undesirable consequences, and in general it is better to act in plenty of time. Therefore, during these unprecedented times, remote advice will be the way forward for many more people.

SEE CITYWIRE ARTICLE: By Steve Conley 20 Mar, 2020 at 10:44

Working with a good online financial adviser can help you through these unprecedented times. Help you see past the headlines and cultivate discipline and a sense of security. With focus on the here and now, mindful of the impact decisions may have on the future. Sourcing income. Considering essential spending. Prioritising necessity over luxury. Knowing you have taken steps to protect your finances and put in place a well-thought-out PLAN B.

What will your world be like when restrictions on movement are lifted? We are here to help you create Your PLAN B.

The Academy of Life Planning has been a pioneer in the provision of cloud-based and remote communication financial planning services to UK private clients at home and abroad since 2012.

An award-winning, independent organisation - uniquely promoting financial planning without the needless costs or risks of product sales - we offer our clients online advice.

Here are some key personal services we provide:

• Non-Intermediating Financial Planning (NIFP) Services
• Investment Guidance
• Generic Advice & Financial Education
• Personal Coaching
• Helpline and Support
• Adviser Training & Mentorship
• Home Study NIFP Courses
• NIFP Community

Do you want to go back to the financial adviser who sells products, or would you try a remote "no-sales" financial adviser? We sell plans, not products!

Non-intermediating: Experts on your side, we don't provide products or hold agency contracts with any product providers. No conflicts of interest. Impartial. You can be assured of our objectivity, fairness and independence.

Our expert services are offered with online personal tuition. Suitable for personal financial planning or as an introduction to becoming a NIFP practitioner.

This website has free information for anyone interested in NIFP including: practitioner listings, event listings, book reviews and information, details of our private NIFP chat group, plus our Blog.

Special Offer: Due to the global economic and medical emergency, we are offering 20 places on a three months' mentorship for just £125. With a commitment to do what it takes to get you up and running as a life & money coach!

Our "goal-based" financial advice and planning services appeal to a diverse global clientele, all with wide ranging goals for life. We help them - anytime, anyplace, online - put their best interests first, know what they're paying, avoid conflicts of interest, sort their finances, invest sensibly, avoid cons, save money and, most importantly - put plans in place to achieve their goals!

We will meet you online in the safety of your own home and share content by Zoom video telephony systems through these difficult times. We will help you to make informed choices over WhatsApp, adjust your plans and exchange documents over WeTransfer as your needs and objectives change and help you to feel more relaxed and secure with your finances. Track progress 24/7 with our personal wealth app. We bring you greater peace of mind just where and when you need it most.

We are fee-only and non-intermediating, which means, we sell plans not products!

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What We Offer?

Covid-19 Relief Planning

 Investment Planning

 Retirement Planning

 Risk and Insurance Planning

 Tax Planning

 Inheritance and Estate Planning

 School Fees Planning

 Needs analysis and cash flow forecasting

 Life Planning - financial plans for life!

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We believe that the greatest value is added for personal financial consumers through financial planning, rather than financial intermediation. The services on offer from the Academy of Life Planning Limited are classed as generic advice and financial education. No financial products are ever sold. No personalised advice or recommendations are ever given in relation to the buying or selling of specific investments. Without exception, we do not arrange or bring about deals, make arrangements with a view to transaction, or cause dematerialised instructions relating to any investment business. We do not advise borrowers about liquidation of debt. We simply offer personal financial plans.

That's how we act as fiduciaries with mass-market appeal and without conflict of interest. We always put our client's best interests first. We cater for everyone. We cater for the 5% who have access to financial intermediaries on account of their wealth. And, we cater for the 95% who have limited access to financial intermediation and remain underserved on account of holding investable assets below regulated financial intermediary thresholds (typically £100,000). We represent the best interests of the general public whatever their age group, wealth-segment, lifestyle, values or preferences.

The Academy may refer customers, with client consent, to registered and regulated financial intermediaries where appropriate. Since the Academy of Life Planning Limited is not a financial intermediary firm, or a provider of financial products, it is not regulated by the Financial Conduct Authority.