At the ACADEMY OF LIFE PLANNING (AoLP), our "goal-based" digital life & money planning process appeals to a wide variety of people from all around the world. Our planners help people sort their finances, invest sensibly, avoid cons, save money, and achieve their goals.
Life & money planning is brought to you digitally direct by video conferencing, real-time messaging, and content sharing - you can work with us from your home or workplace. Whatever your age, wealth bracket, lifestyle, values, preferences, or location - we tailor-make a written, detailed, and personal life & money plan that is exactly right for you.
We are non-intermediating financial planners, which means we sell plans not products. As we do not muddle relationships with commissions, we have no agency agreements with any product providers and that makes us very independent financial advisers. You are assured that we will place your best interest first.
We are UK based serving a worldwide clientele.
See your hopes and aspirations come true thanks to that trusted relationship.
Unlike most financial advisers, our fee isn't based on the amount of money you invest.
A typical financial intermediary charges asset-based fees, the price tag is normally 3% initial charge, and 0.5% per annum charge, based on the amount you invest.
On savings of £500,000 that is an initial fee of £15,000 and a fee of £2,500 per annum for ongoing servicing.
This compares to our initial fees of £1,650 for one person, £1,950 for couples, and £495 per annum for optional ongoing servicing.
We believe that it should not cost more to advise you, the more money you invest.
Whether you have £10,000 or £1m, our fees remain the same.
We call this fee-for-service.
We offer clients the option of paying an hourly rate of £99 for additional advice, or to pay a set fee for an agreed amount of work (for example, £99 x 10 hours = £990).
We also offer our clients the ability to pay a set monthly fee of £49.50 for ongoing service.
£49 for one hour
On-line via video-link advice, taster session and basic financial plan.
Fixed Fee £1,650/ £1,950 Couples
We offer the GAME Plan over six or more 90-minute sessions to deliver fast, high quality results.
£49 per month
Quarterly meetings, personal wealth app and unlimited access to our highly skilled team of professionals.
We will always tell you exactly how much you will pay before you agree to proceed with our direct services. The agreed fee may be paid in our Shop or by invoice. Your payment options include:
An hourly rate, currently £99 per hour.
A set fee for a piece of work based on our hourly rate and an estimate of the minimum length of time we think the task will take. If we exceed the estimated time taken, we do so at our own expense.
Discounts apply to initial consultations and bulk orders. We will not receive commission from Investment, Pension, Protection or General Insurance companies as we will not arrange any products with them. Arranging products is down to you. We simply sell the GAME plans, provide Wealthtech applications and offer personal coaching.
Prices valid until 31 Dec 2021.
The HapNav simulation engine considers risks to a household’s future plans from financial markets as well as from life events like mortality, disability, health and long-term care. Its next-best actions cover the full range of financial products, from savings and investments to insurance and borrowing, as well as lifestyle and other considerations.
FULLY PLANNED: The GAME Plan (Singles & Couples)
We offer a set fee to analyse all your finances and provide the GAME Plan report.
We will meet you digitally in the safety of your own home, wherever you live globally, and share content by Zoom video telephony systems through these difficult times. We will help you to make informed choices over e-Mail or WhatsApp, adjust your plans and exchange documents over WeTransfer as your circumstances change and help you to feel more relaxed and secure with life & money planning.
Our clients have the opportunity to track progress 24/7 with our personal wealth app from Envizage, a WEALTHTECH 100 company in 2020. We bring greater peace of mind just where and when you need it most.
The fee includes:
Set Fee (Recommended SIX sessions):
Video telephony plus admin: Fixed Fee: £1,650 (9 hours) or £1,950 for couples (12 hours).
Once you have completed The GAME Plan you may wish to repeat the cycle.
You may choose to have review meetings, require an ongoing support service or perhaps you need to add new scenarios to your GAME Plan or update your Financial Freedom Forecast as time goes by.
Our Ongoing Service Plan includes:
Our Price: All for a fixed fee of just £49 per month (or £495 per annum).
You may have an ad hoc query. All correspondence and emails replied to or, when more involved, acknowledged within 48 hours. As a valued client, you have unrestricted telephone access with a financial planner, all telephone calls will be returned within four hours during our working week (9am-5pm, Monday-Friday).
Any additional future work carried out will be charged to you as and when the work is requested, in line with our applicable charges at that time. We will always tell you exactly how much you will pay before you agree to proceed with our services.
Currently we charge an hourly rate of £99 for any additional future work.
Under current legislation our services are not subject to VAT, but should this change in the future, and where VAT becomes due, we will notify you before conducting any further work.
In a post covid-19 economy, people expect wealth relationships to be digital with the comfort of personal interaction.
The services on offer from the Academy of Life Planning Limited are classed as generic advice and financial education. No financial products are sold. No personalised advice or recommendations are ever given in relation to the buying or selling of specific investments. Without exception, we do not arrange or bring about deals, make arrangements with a view to transaction, or cause dematerialised instructions relating to any investment business. We do not advise borrowers about liquidation of debt. We simply offer personal financial plans. Since the Academy of Life Planning Limited is NOT a financial intermediary firm, or a provider of financial products, it is NOT regulated by the UK's Financial Conduct Authority.
If you would like to find out more, why not contact us for more details.