Personal Financial Planning from a Financial Advisor Near Me

When you are looking for a financial adviser near you, consider an online financial adviser. Brought to you online direct by video conferencing, real-time messaging and content sharing - you can work with us from your home or workplace.

 

Financial planning can help you whether or not you have life savings. Whether you're a borrower or a lender, start from where you are. Whatever your age, wealth bracket, lifestyle, preferences or location - we tailor-make a detailed and personal financial plan that's just right for you. So, tell me. What is it that you truly desire? 

 

Escape the  treadmill 

Leave the rat-race and pursue your dream as your own boss.

Mid-life happiness

Discover a new sense of self and purpose for the rest of your life.

Your new direction 

Faced with two paths the route ahead could combine both.

When two become one

When you want to knit together two sets of dreams to one future.

How does it work?

 

Have a conversation with us and avoid rash, and, ultimately, costly mistakes with your finances, allowing you to feel confident about all your financial decisions. We can help you to decide which solutions are best for you in the complex world of financial services.

 

Our financial planning service provides a more personal way to help you achieve your goals. By listening to your circumstances and financial aspirations, answering all of your questions along the way, we can help you to create the right financial plan for you.

 

Financial Planning includes:

Seeking financial planning advice can help provide peace of mind for you and your family's future. 

 

Use our vast experience and expertise to help avoid scammers with our investment due diligence service and avoid paying unnecessary management charges on your investments.

 

Learn the secrets the bewildering bankers didn't want us to share, like why they won't sign up to fiduciary responsibilities.

 

Save literally hundreds-of-thousands of pounds over your lifetime by avoiding hidden fees and charges.

 

We provide empirical evidence from leading and highly credible academic researchers from top respected institutes, such as Which? (see example) that exposes the trickery and deceptions shockingly hidden in financial industry guile that's costing you a great big chunk of your life savings. 

 

We offer you the money-saving, comprehensive financial planning services ... that the swindlers would prefer we didn't - direct, on-line, via video to you, to your home or workplace, wherever and whenever.

 

Hear how an expert on-your-side, who has no vested interest in the products you choose to use, provides specialist and impartial guidance, trusted planning, generic advice and financial education.

 

We provide the plans you can trust; with our guidance and education you choose your own products wisely and effortlessly.

 

 

 

We are not financial intermediaries. No products are sold. We provide generic advice and financial education for self-implemented solutions. Because we don't take commission, or adviser charges contingent on product purchase, you are guaranteed that there is no conflict of interest and we place your best interests first. We call this our fiduciary obligation.

 

For more details see ABOUT US.

 

60-Minute Financial Consultation

For your 60-minute no obligation consultation to discuss your financial planning requirements, please order via our Shop. The price is £49. Place your order today and we will contact you within two-working-days to arrange an appointment at a time that is convenient for you. 

 

How much does it cost?

 

We will always tell you exactly how much you will pay before you agree to proceed with our services. The agreed fee may be paid by invoice. Your payment options include:

 

An hourly rate, currently £150 per hour.

 

or

 

A set fee for a piece of work based on our hourly rate and an estimate of the minimum length of time we think the task will take. If we exceed the estimated time taken, we do so at our own expense.

 

Discounts apply to initial consultations and bulk orders. We will not receive commission from Investment, Pension, Protection or General Insurance companies as we will not arrange any products with them. Arranging products is down to you. We simply sell the GAME plans and offer personal coaching.

 

Initial Consultation

£49 for one hour

On-line via video-link advice, taster session and basic financial plan.

Full Financial Plan

Fixed Fee from £995

We offer the GAME Plan over four or more two-hour sessions to  deliver fast, high quality results.

Ongoing Service

£49 per month

Quarterly meetings, personal wealth app and unlimited access to our highly skilled team of professionals.

 

The GAME Plan for a single person

We offer a set fee to analyse all your finances and provide a report.

 

The fee includes:

  • Initial meeting and completion of a full fact find, looking at current assets and liabilities, and incomes and expenditures, as well as expected changes in the future.
  • Discuss what your aims and plans are for the future.
  • Provide education about Investments, Investment Risk, Capacity for Loss, Pensions, Protection, General Insurance and self-implemented product solutions.
  • Conduct a detailed analysis of your existing finances.
  • Create a cashflow scenario report of your current situation – this will determine whether you have enough money to achieve your objectives.
  • Create a second cashflow scenario report - which involves putting in place various options to determine whether you have enough money to achieve new objectives.
  • Applying a Stress Test. This will look at investment volatility and determine whether you’d have a problem in the event of a market downturn.
  • We will write you a GAME Plan and assist with its execution through personal coaching.
  • A number of two-hour video conferencing sessions, real-time messaging and content sharing typically held over three months.

Set Fee: 

For FOUR Sessions, 8-hours of video conferencing. RRP £1,200. Our Price is £995.

For SIX Sessions, 12-hours of video conferencing. RRP £1,800. Our Price is £1,500.

 

The GAME Plan for a couple

We offer a set fee to analyse all your finances and provide a report.

 

The fee includes:

  • Initial meeting and completion of a full fact find, looking at current assets and liabilities, and incomes and expenditures, as well as expected changes in the future
  • Discuss what your and your partner’s aims and plans are for the future
  • Provide education about Investments, Investment Risk, Capacity for Loss, Pensions, Protection, General Insurance and self-implemented product solutions.
  • Conduct a detailed analysis of all you and your partner’s existing finances.
  • Create a cashflow scenario report of your current situation – this will determine whether you have enough money to achieve your objectives.
  • Create a second cashflow scenario report - which involves putting in place various options to determine whether you have enough money to achieve new objectives.
  • Applying a Stress Test. This will look at investment volatility and determine whether you’d have a problem in the event of a market downturn.
  • We will write you and you partner a GAME Plan and assist with its execution through personal coaching.
  • A number of two-hour video conferencing sessions, real-time messaging and content sharing typically held over three months.

Set Fee: 

For EIGHT Sessions, 16-hours of video conferencing. RRP £2,400. Our Price is £1,800.

For TEN Sessions, 20-hours of video conferencing. RRP £3,000. Our Price is £2,400.

 

 

Ongoing Service

 

For clients who have had a full financial plan

 

We recognise that life planning is an ongoing activity. You may choose to have review meetings, require an ongoing support service or perhaps you need to add new scenarios to your GAME Plan or update your Financial Freedom Forecast as time goes by.

 

Our Ongoing Service Plan includes:

  • Quartely meetings via video call
  • Unlimited availability to get in touch with us if problems arise
  • Access 24/7 to our personal wealth app for tracking progress

 

Our Price: All for a fixed fee of just £49 per month.

 

You may have an ad hoc query. All correspondence and emails replied to or, when more involved, acknowledged within 48 hours. As a valued client, you have unrestricted telephone access with a financial planner, all telephone calls will be returned within four hours during our working week (9am-5pm, Monday-Friday).

 

Any additional future work carried out will be charged to you as and when the work is requested, in line with our applicable charges at that time. We will always tell you exactly how much you will pay before you agree to proceed with our services.

 

Currently we charge an hourly rate of £150.

 

Under current legislation our services are not subject to VAT, but should this change in the future, and where VAT becomes due, we will notify you before conducting any further work.

 

"If you fail to plan, you are planning to fail!" - Benjamin Franklin

Print Print | Sitemap
© Academy of Life Planning 2020

Call

E-mail