Who is a financial plan for?

Financial planning can help you whether or not you have life savings. Whether you're a borrower or a lender, start from where you are. Our book Your Money or Your Life can show you how. Order your copy from the Shop.

Escape the  treadmill 

Leave the rat-race and pursue your dream as your own boss.

Mid-life happiness

Discover a new sense of self and purpose for the rest of your life.

Your new direction 

Faced with two paths the route ahead could combine both.

When two become one

When you want to knit together two sets of dreams to one future.

 

Have a conversation with us and avoid rash, ill-informed and, ultimately, costly mistakes with your finances, allowing you to feel confident about all your financial decisions. We can help you to decide which solutions are best for you in the complex world of financial services.

 

Our financial planning service provides a more personal way to help you achieve your goals. By listening to your circumstances and financial aspirations, answering all of your questions along the way, we can help you to create the right financial plan for you.

 

Financial Planning includes:

  •  Investment Planning
  •  Retirement Planning
  •  Inheritance Planning
  •  Estate Planning
  •  Risk and Insurance Planning
  •  Tax Planning
  •  School Fees Planning
  •  Lifetime cash-flow forecasting
  •  Needs analysis
  •  Life Planning
  •  Fiduciary services
  •  Asset recovery

Seeking financial planning advice can help provide peace of mind for you and your family's future. 

 

We are not financial intermediaries. No products are sold. We provide generic advice and financial education for self-implemented solutions. Because we don't take commission, or adviser charges contingent on product purchase, you are guaranteed that there is no conflict of interest and we place your best interests first. We call this our fiduciary obligation. For more details see ABOUT US.

30-Minute Financial Consultation

For your 30-minute consultation to discuss your financial planning requirements, please order via our Shop. The price is £49.99. Place your order today and we will contact you within two-working-days to arrange an appointment at a time that is convenient for you. 

 

Our Fees

 

We will always tell you exactly how much you will pay before you agree to proceed with our services. The agreed fee may be paid by invoice. Your payment options include:

 

An hourly rate, currently £150 per hour.

 

or

 

A set fee for a piece of work based on our hourly rate and an estimate of the minimum length of time we think the task will take. If we exceed the estimated time taken, we do so at our own expense.

We will not receive commission from Investment, Pension, Protection or General Insurance companies as we will not arrange any products with them. Arranging products is down to you. We simply sell the GAME plans and offer personal coaching.

 

The GAME Plan for a single person

We offer a set fee to analyse all your finances and provide a report.

The fee includes:

Initial meeting and completion of a full fact find, looking at current assets and liabilities, and incomes and expenditures, as well as expected changes in the future.

Discuss what your aims and plans are for the future.

Provide education about Investments, Investment Risk, Capacity for Loss, Pensions, Protection, General Insurance and self-implemented product solutions.

Conduct a detailed analysis of your existing finances.

Create a cashflow scenario report of your current situation – this will determine whether you have enough money to achieve your objectives.

Create a second cashflow scenario report - which involves putting in place various options to determine whether you have enough money to achieve new objectives.

Applying a Stress Test. This will look at investment volatility and determine whether you’d have a problem in the event of a market downturn.

We will write you a GAME Plan and assist with its execution through personal coaching.

A total of at least 10 hours of video conferencing, real-time messaging and content sharing typically held over three months.

Set Fee: £1,500

 

The GAME Plan for a couple

We offer a set fee to analyse all your finances and provide a report.

The fee includes:

Initial meeting and completion of a full fact find, looking at current assets and liabilities, and incomes and expenditures, as well as expected changes in the future

Discuss what your and your partner’s aims and plans are for the future

Provide education about Investments, Investment Risk, Capacity for Loss, Pensions, Protection, General Insurance and self-implemented product solutions.

Conduct a detailed analysis of all you and your partner’s existing finances.

Create a cashflow scenario report of your current situation – this will determine whether you have enough money to achieve your objectives.

Create a second cashflow scenario report - which involves putting in place various options to determine whether you have enough money to achieve new objectives.

Applying a Stress Test. This will look at investment volatility and determine whether you’d have a problem in the event of a market downturn.

We will write you and you partner a GAME Plan and assist with its execution through personal coaching.

A total of at least 16 hours of video conferencing, real-time messaging and content sharing typically held over three months.

Set Fee: £2,400

 

Ongoing Personal Coaching

You may choose to have repeat meetings, ongoing service or a review meeting, perhaps adding new scenarios to your GAME Plan or updating your Financial Freedom Forecast as time goes by.

You may have an ad hoc query. All correspondence and emails replied to or, when more involved, acknowledged within 48 hours. As a valued client, you have unrestricted telephone access with a financial planner, all telephone calls will be returned within four hours during our working week (9am-5pm, Monday-Friday).

Any future work carried out will be charged to you as and when the work is requested, in line with our applicable charges at that time. We will always tell you exactly how much you will pay before you agree to proceed with our services.

Currently we charge an hourly rate of £150.

 

Under current legislation our services are not subject to VAT, but should this change in the future, and where VAT becomes due, we will notify you before conducting any further work.

 

 

"If you fail to plan, you are planning to fail!" - Benjamin Franklin

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